Income Tax & Business Calculators
Take-home pay, tax refunds, deductions, GST and small business tax using current ATO rates.
Australian tax rules change every 1 July. These calculators use the current resident tax rates, Medicare levy and surcharge thresholds, ATO deduction methods and small business rules, so employees, sole traders and business owners can see the numbers before EOFY.
Pay and income tax
Pay Calculator (Take-Home Pay)
Weekly, fortnightly and monthly take-home pay after tax and Medicare.
Open calculator → FreeIncome Tax Calculator
Annual income tax, Medicare levy and average tax rate for 2026-27.
Open calculator → FreePAYG Withholding Calculator
Tax an employer withholds from each pay under ATO schedules.
Open calculator → FreeSalary Packaging Calculator
Take-home gain from salary packaging for health and not-for-profit workers.
Open calculator → FreeMedicare Levy Surcharge Calculator
Whether you will pay the MLS without private hospital cover.
Open calculator → FreePrivate Health Insurance Rebate Estimator
Your rebate tier based on income and age.
Open calculator → FreeResident vs Non-Resident Tax Calculator
Compare tax under resident, foreign resident and WHM rates.
Open calculator → FreeTax Refund Estimator
Estimate your refund or tax bill from income, PAYG and deductions.
Open calculator →Employment and entitlements
Redundancy Pay Calculator
Redundancy pay under the NES and the tax-free genuine redundancy limit.
Open calculator → FreeLong Service Leave Calculator (All States)
Long service leave entitlements and payout by state.
Open calculator → FreeNSW Long Service Leave Calculator
Long service leave under the NSW Long Service Leave Act.
Open calculator → FreeVIC Long Service Leave Calculator
Long service leave under the Victorian Long Service Leave Act 2018.
Open calculator → FreeQLD Long Service Leave Calculator
Long service leave under the Queensland Industrial Relations Act.
Open calculator → FreeAnnual Leave and Leave Loading Calculator
Annual leave accrued, payout value and 17.5% leave loading.
Open calculator → FreeHourly Rate Calculator
Convert between hourly rate and annual salary, with super.
Open calculator → FreePenalty Rates and Overtime Calculator
Pay for weekends, public holidays and overtime at award rates.
Open calculator → FreeWork Hours and Timesheet Calculator
Add up hours worked, breaks and pay for a timesheet.
Open calculator →Investment tax
Work deductions
Home Office Expenses Calculator
Claim using the ATO fixed rate method per hour worked from home.
Open calculator → FreeCar Expense Claim Calculator
Compare the cents per km and logbook methods.
Open calculator → FreeUniform and Laundry Deduction Calculator
Work out a laundry claim for eligible work clothing.
Open calculator → FreeSelf-Education Tax Benefit Calculator
Tax saved on eligible course and study costs.
Open calculator → FreeDonations Tax Deduction Calculator
Tax saved by donating to a deductible gift recipient.
Open calculator →Sole traders and contractors
Sole Trader Tax Calculator
How much to set aside for tax, Medicare and super.
Open calculator → FreeContractor vs Employee Pay Calculator
Compare a contract day rate with a salary package.
Open calculator → FreePAYG Instalments Estimator
Estimate quarterly PAYG instalments on business income.
Open calculator → FreePersonal Services Income (PSI) Checker
Check whether PSI rules apply to your income.
Open calculator →Small business
GST Calculator
Add or remove 10% GST from any amount.
Open calculator → FreeCompany Tax Rate Calculator
Base rate entity 25% or full 30% company tax.
Open calculator → FreeFringe Benefits Tax Calculator
FBT on cars and other benefits provided to employees.
Open calculator → FreeSuper Guarantee Charge Calculator
The cost of paying employee super late.
Open calculator → FreePayroll Tax Estimator
State payroll tax on wages above each state’s threshold.
Open calculator → FreeBusiness Break-Even Calculator
Sales needed to cover fixed and variable costs.
Open calculator → FreeSmall Business Loan Calculator
Repayments on a business loan or equipment finance.
Open calculator → FreeFuel Tax Credits Calculator
Fuel tax credits a business can claim on its BAS.
Open calculator → FreeProfit Margin and Markup Calculator
Gross margin, markup and selling price for your products.
Open calculator → FreeDepreciation Calculator
Prime cost and diminishing value depreciation under ATO rules.
Open calculator → FreeHire Purchase Calculator
Repayments on a hire purchase or chattel mortgage for business.
Open calculator → FreeTruck and Equipment Finance Calculator
Repayments on truck, machinery and equipment finance.
Open calculator → FreeImport Duty and GST Calculator
Customs duty and GST on goods imported into Australia.
Open calculator →Cash flow and assets
Instant Asset Write-Off Calculator
Immediate deduction for eligible business assets.
Open calculator → FreeInvoice Factoring Cost Calculator
The true cost of selling invoices for early cash.
Open calculator → FreeCommercial Lease vs Buy Calculator
Compare leasing and buying business premises.
Open calculator → FreeMerchant Fee Surcharge Calculator
Card surcharges you can pass on under RBA rules.
Open calculator → FreeInventory Turnover and Cash Runway Calculator
Stock turnover and months of cash runway.
Open calculator → FreeNPV and IRR Calculator
Net present value and internal rate of return for a project.
Open calculator → FreeWACC Calculator
Weighted average cost of capital for a business.
Open calculator →Explore other calculator sections
Home Loans & Property Calculators
Repayments, borrowing power, stamp duty for every state, and the true cost of buying property in Australia.
View section →Personal Loans, Credit & HECS Calculators
Car loans, credit cards, debt consolidation and HECS-HELP, worked out the Australian way.
View section →Super, Retirement & Wealth Calculators
Superannuation, ASX shares, compound interest and family wealth planning for Australians.
View section →Budgeting & Lifestyle Calculators
Everyday spending, insurance and savings calculators to help your pay go further.
View section →General information only. Our calculators give estimates based on the inputs you enter and current published rates. They do not consider your objectives, financial situation or needs. See our Disclaimer.